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Brian just couldn t believe his cousin had got this bad and Sandy didn t understand why Brian wasn t ready to help her this time. Desperate for some money to buy a cupcake, Sandy is determined to get a loan to help her enjoy it. However, Brian is convinced there are always better ways to handle one s money and he was not ready to give in to Sandy s demands. Will Brian be able to teach a strong-headed Sandy a better way to manage her money?